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K. Hovnanian® American Mortgage, L.L.C.™ is authorized to make home loans in the following states (NMLS# 3259 www.nmlsconsumeraccess.org):

AZ, CA, DC, DE, FL, GA, IL, MD, NJ, OH, PA, SC, TX, VA, and WV

Main Office:

K. Hovnanian® American Mortgage, L.L.C.™
3601 Quantum Boulevard
Boynton Beach, Florida 33426
(800) 232-0351
State law requires K. Hovnanian® American Mortgage, L.L.C.™ to display licensing information for the following states:

Arizona

Licensed by the Arizona Department of Insurance and Financial Institutions
Mortgage Banker License 1st, 2nd, Broker and Servicing Authority
License #0906585 (Boynton Beach, FL)
License #0107947 (Scottsdale, AZ)
License #122431 (Maitland, FL)
License #123209 (Houston, TX)

California

Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Residential Mortgage Lender License 1st, 2nd, Broker and Servicing Authority
License #4130532 (Boynton Beach, FL)
License #813D280 (Scottsdale, AZ)
License #41DB0-58866 (Maitland, FL)
License #41DB0-55867 (Houston, TX)

Delaware

Licensed by the Delaware Office of the State Bank Commissioner to engage in business in this state. Expiration 12/31/2024
Licensed Lender 1st, 2nd, Broker and Servicing Authority
#7864 (Boynton Beach, FL)
#012116 (Maitland, FL)
#34481 (Scottsdale, AZ)
Benjamin Blair MLO-2015371,Travis Bunch MLO-781494; Vanessa Delgado-Romero-MLO-1374443
Christopher Montague- MLO-11931354
Jessica Blair MLO-166590,Karie Buchanan MLO-1934503,
Kevin Clark MLO-189050, John Dilbert MLO-1741520,
Lorena Fatica MLO-279699, Daniel Makara- MLO-2316138,
Andrew Gentille MLO-1130339, Ryan Healey MLO-1643641,
Larry Burke Henry MLO-2019409, Catherine Gentille MLO-37256,
Harold Girdlestone MLO-1979787, Joshua Hudson MLO-1654343,
Matthew Leitner MLO-1329934, Shannon Mason MLO-1748202,
Philip Paone MLO-2106186, Tamira Rodriguez MLO-144766,
Malia Tharp #145344, Ava Wint MLO-922410,

District of Columbia

Licensed by the District of Columbia Department of Insurance, Securities and Banking
Mortgage Dual Authority License 1st, 2nd, Broker and Servicing Authority
#MLB3259 (Boynton Beach, FL)
#MLB201311 (Maitland, FL)

Florida

Licensed by the Florida Office of Financial Regulation
Mortgage Lender and Servicer License 1st, 2nd, Broker and Servicing Authority
License #MLD 1039 (Boynton Beach, FL)
License #MLDB 2484 (Maitland, FL)
License #MLDB13805 (Scottsdale, AZ)
License #MLDB13448 (Houston, TX)

Georgia

Licensed by the Georgia Department of Banking and Finance
Mortgage Lender License 1st, 2nd, Broker and Servicing Authority
License #22272 (Boynton Beach, FL)

Illinois

Licensed by the Illinois Department of Financial and Professional Regulation
For Licensing information, go to: www.nmlsconsumeraccess.org
Illinois Residential Mortgage Licensee - 1st, 2nd, Broker and Servicing Authority
License #MB 6759925
James R. Thompson Center (JRTC)
555 West Monroe Street, 5th Floor
Chicago, IL 60661
888-473-4858

Maryland

Licensed by the Maryland Office of the Commissioner of Financial Regulation
Mortgage Lender License 1st, 2nd, Broker and Servicing Authority
License #3259 (Boynton Beach, FL)

New Jersey

Licensed by the New Jersey Department of Banking and Insurance
Residential Mortgage Lender License 1st, 2nd, and Broker Authority
License # 9943137 (Boynton Beach, FL)
License # 201311 (Maitland, FL)
License #306652 (Houston, TX)

Ohio

Licensed by the Ohio Division of Financial Institutions
Certificate of Registration Mortgage Lender License 1st, 2nd, Broker and Servicing Authority
RM.850228.000 (Boynton Beach, FL)
RM.850228.001 (Houston, TX)
RM.850228.003 (Maitland, FL)

Pennsylvania

Licensed by PA Dept. of Banking and Securities
Mortgage Lender License
22106 (Boynton Beach, FL)
22106.003 (Maitland, FL)
22306.004 (Houston,FL)

South Carolina

Licensed by the South Carolina Board of Financial Institutions
BFI Mortgage Lender / Servicer License 1st, 2nd, Broker and Servicing Authority
License #MLS-3259 (Boynton Beach, FL)
License #MLB-201311 (Maitland, FL)
License #MLB-306652 (Houston, TX)
License #MLB-152129 (Scottsdale, AZ)

Texas

Mortgage Banker Registration issued by Texas Department of Savings and Mortgage
Lending SML Mortgage Banker Registration - 1st, 2nd, Broker and Servicing Authority
License #3259 (Boynton Beach, FL)
License #306652 (Houston, TX)
License #201311 (Maitland, FL)
License #152129 (Scottsdale, AZ)

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705.Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.

Virginia

Licensed by the Virginia State Corporation Commission, Bureau of Financial
Institutions Mortgage Lender License 1st, 2nd, and Servicing Authority
License #MC2661 (Boynton Beach, FL)
License #MC2661 (Maitland, FL)
License #MC2661 (Houston, TX)

West Virginia

Licensed by the West Virginia Division of Financial Institutions
Mortgage Lender License 1st, 2nd, and Serving Authority
License #ML-32683 (Boynton Beach, FL)
License #MLB-32954 (Maitland, FL)
License #MLB-306652 (Houston, TX)
WV Broker License MB-3259 (Boynton Beach, FL)
MBB-306652 (Houston, TX)
MBB-201311 (Maitland, FL)